Recently, affected by the complexity and uncertainty of the external environment and the frequent domestic epidemics, the difficulties of market players, especially small, medium and micro enterprises, have increased significantly, and the production and operation situation is not optimistic. To this end, the office of the leading group for promoting the development of small and medium-sized enterprises under the State Council recently printed and issued several measures to help small and medium-sized and micro enterprises to solve their difficulties. It proposed that all localities should actively arrange special funds for the relief of small and medium-sized enterprises and individual industrial and commercial households, strive to increase the loans for inclusive small and micro enterprises by 1.6 trillion yuan in 2022, and carry out special actions to prevent and resolve the arrears of small and medium-sized enterprises, To help realize the steady and healthy development of small, medium and micro enterprises. Notice on printing and distributing several measures to help small, medium and micro enterprises to relieve difficultiesMinistry of industry and information technology enterprise letter [2022] No. 103Provinces, autonomous regions, municipalities directly under the central government and cities specifically designated in the state plan, Xinjiang production and Construction Corps leading group for promoting the development of small and medium-sized enterprises, member units of the State Council Leading Group for promoting the development of small and medium-sized enterprises, State Administration of foreign exchange, China export credit Insurance Corporation:Several measures for strengthening the assistance to small, medium and micro enterprises in alleviating difficulties have been deliberated and adopted at the ninth meeting of the leading group for promoting the development of small and medium enterprises under the State Council, and are now printed and distributed to you. Please earnestly implement them in light of the actual situation.The work of the State Council to promote the development of small and medium-sized enterprisesLeading Group OfficeMay 9, 2022 Some measures to help small, medium and micro enterprises Small, medium and micro enterprises are an important part of the national economy and social development, the main body of the market, the main force to ensure employment, and the key link to improve the stability and competitiveness of the industrial chain supply chain. Recently, affected by the complexity and uncertainty of the external environment and the frequent domestic epidemics, the difficulties of market participants, especially small, medium and micro enterprises, have increased significantly, and the production and operation situation is not optimistic. It is urgent to take further effective measures to help small, medium and micro enterprises relieve difficulties and achieve stable and healthy development. To this end, the following measures are formulated: & nbsp;All localities should actively arrange special relief funds for small, medium-sized and micro enterprises and individual industrial and commercial households, optimize the expenditure structure, increase support for small, medium-sized and micro enterprises and individual industrial and commercial households that are temporarily experiencing difficulties in production and operation affected by the epidemic, and provide subsidies such as housing rent, water and electricity charges, guarantee fees and epidemic prevention expenses to enterprises and individual industrial and commercial households in difficulty in light of local conditions, and provide loan discount and social security subsidies. (each local responsible)2、 In 2022, large state-owned commercial banks will strive to increase the loans for inclusive small and micro enterprises by 1.6 trillion yuan. For small, medium-sized and micro enterprises and individual industrial and commercial households that are temporarily affected by the epidemic and have difficulties in production and operation but have good prospects for development, the bank shall, according to its own risk management ability and the actual situation of the borrower, reasonably support them by means of renewal of loans, extension of loans, adjustment of repayment arrangements, etc., so as to avoid loan withdrawal and interruption; Among them, for the inclusive small and micro enterprise loans due before the end of 2022 for the catering, retail, culture, tourism, transportation, manufacturing and other difficult industries in the municipal administrative region where the medium and high-risk areas are located in 2022, if the bank handles loan extension and adjustment of repayment arrangement, it should adhere to the substantive risk judgment, not reduce the loan risk classification due to epidemic factors alone, do not affect the credit records, and exempt the penalty interest. We will further implement the tolerance and due diligence exemption requirements for non-performing loans of small and micro enterprises, and support banks to increase the transfer, disposal and cancellation of non-performing loans as required. Build a national integrated financing and credit service platform network, strengthen the sharing and application of enterprise related credit information, and expand the scale of credit loans for small, medium and micro enterprises. (the people's Bank of China, China Banking and Insurance Regulatory Commission, the Ministry of Finance and the development and Reform Commission shall be responsible according to the division of responsibilities)3、 We will give full play to the role of government financing guarantee institutions, expand the coverage of services for small, medium and micro enterprises and individual industrial and commercial households, and intensify services for small, medium and micro enterprises and individual industrial and commercial households in industries affected by the epidemic. We will further implement the mechanism of sharing risks with banks, and expand the coverage of the state financing guarantee fund and provincial financing re guarantee institutions for small, medium and micro enterprises and individual industrial and commercial households; For small, medium-sized and micro enterprises and individual industrial and commercial households that really have no repayment ability, they shall fulfill the obligation of compensation in a timely manner according to the law. (the Ministry of finance, the China Banking and Insurance Regulatory Commission, the Ministry of industry and information technology, together with local governments, shall be responsible for the division of responsibilities)4、 Support banks to provide exchange rate hedging services for small, medium and micro enterprises, and support futures companies to provide risk management services for small, medium and micro enterprises. We will further expand the coverage of policy oriented export credit insurance, reduce the short-term insurance rate, optimize the conditions for claim settlement, and increase support for small, medium and micro foreign trade enterprises. Insurance institutions are encouraged to enrich the supply of insurance products according to the risk characteristics and insurance demand of small, medium and micro enterprises. (China Banking and Insurance Regulatory Commission, China Securities Regulatory Commission, safe and China export credit insurance company shall be responsible for the division of responsibilities)5、 Carry out special actions to prevent and resolve the arrears of small and medium-sized enterprises, focus on resolving the arrears in stock, and realize that the debts without differences should be cleared. If there is any difficulty in payment, the repayment plan should be made clear. For the debts with differences, it is necessary to speed up negotiation or use legal means to solve them. We will step up efforts to rectify such acts as maliciously defaulting on the accounts of small, medium and micro enterprises, and setting obviously unreasonable payment terms and payment terms in contracts. We will carry out special rectification actions against illegal charges related to enterprises, establish a mechanism for coordinated governance and joint punishment, standardize the charging behavior of the charging entities, strengthen social and public opinion supervision, and resolutely investigate and deal with arbitrary charges, fines, and apportionments. (the Ministry of industry and information technology, the Ministry of finance, the state owned assets supervision and Administration Commission, the development and Reform Commission, and the State Administration of market supervision and administration shall be responsible for the division of responsibilities in conjunction with local governments)6、 We will ensure the supply and stable price of bulk raw materials, use reserves and other means to strengthen the regulation of supply and demand, and promote the stable operation of prices. We will strengthen supervision of the commodity spot and futures markets, severely crack down on illegal and illegal acts such as collusion in price increases and bid up prices, and maintain market price order. Where conditions permit, localities are encouraged to implement phased preferential policies for small and micro enterprises and individual industrial and commercial households, and provide water, electricity and gas to small and micro enterprises and individual industrial and commercial households that are temporarily affected by the epidemic and have difficulties in production and operation; Non stop payment of arrears;, Supplementary payment is allowed within 6 months. We will formulate and introduce policies and measures to reduce and merge port charges and reduce pilotage fees of coastal ports. (the development and Reform Commission, the Ministry of industry and information technology, the State Administration of market supervision, the China Securities Regulatory Commission, the General Administration of customs, and the Ministry of transport shall be responsible for the division of responsibilities in conjunction with local governments)7、 Strengthen the guarantee of production factors, and include small, medium and micro enterprises at key nodes of the industrial chain into the supply chain of the key industrial chain & ldquo; White list & rdquo;, We will focus on strengthening the coordination and resolution of outstanding problems that hinder the resumption of work and production, such as the difficulty of enterprise personnel arriving at the factory and the difficulty of material transportation. Further implement and promote the financing innovation of large and medium-sized enterprises & ldquo; Work together & rdquo;, We will encourage large, medium and small enterprises to strengthen innovation cooperation, give play to the leading role of leading enterprises and the supporting capacity of small, medium and micro enterprises, and help small, medium and micro enterprises in the upstream and downstream of the industrial chain to return to work and reach production. All localities should take comprehensive measures to maintain the safety and stability of the industrial chain and supply chain of small, medium and micro enterprises, establish a coordination mechanism for personnel and logistics support of small, medium and micro enterprises, and guide enterprises to adopt closed-loop management, closed operation and other methods to stabilize production and operation when epidemic prevention measures are in place. (the Ministry of industry and information technology, the development and Reform Commission, the Ministry of transport and other local governments shall be responsible for the division of responsibilities)8、 In 2022, the average tariff of broadband and dedicated lines for small, medium and micro enterprises will be reduced by 10%. Strengthen the digital transformation training of small, medium and micro enterprises in the manufacturing industry, and carry out the digital transformation of small, medium and micro enterprises; Feel the pulse and ask & rdquo;. Large enterprises are encouraged to build cloud platforms, and small, medium and micro enterprises are encouraged to use cloud platforms to obtain resources and application services on the cloud. Digital service providers are encouraged to reduce the fees of cloud platform for small, medium and micro enterprises affected by the epidemic. Through the cultivation of digital service platforms with strong service capabilities, we will increase assistance. (the Ministry of industry and information technology, the Ministry of Finance and local governments shall be responsible for the division of responsibilities)We will encourage the development of green smart home appliances, green building materials to the countryside, and the construction of markets for agricultural products. We will vigorously support the implementation of urban pilot demonstration of electric vehicles in the public sector, and strive to expand market demand. (the General Administration of market supervision, the development and Reform Commission, the Ministry of agriculture and rural areas, the Ministry of Commerce, the Ministry of industry and information technology, and the Ministry of transport shall be responsible for the division of responsibilities in conjunction with local governments)10、 In depth & ldquo; Benefit enterprises together & rdquo; Small and medium-sized enterprise service action and small and medium-sized enterprise service month activities, organize and gather various high-quality service resources to enter enterprises, parks and clusters, strengthen policy services, understand the difficulties and demands of small, medium and micro enterprises, and help small, medium and micro enterprises reduce costs and increase efficiency. Encourage local governments to adopt & ldquo; Enterprise housekeeper & rdquo& ldquo; Enterprise Service Liaison & rdquo; And other measures, in-depth visits to enterprises, proactive services, and implementation of & ldquo; One enterprise, one policy & rdquo& ldquo; One factory, one case & rdquo; Differentiated initiatives to help enterprises solve problems. Give play to the role of public service demonstration platforms for small and medium-sized enterprises at all levels and entrepreneurship and innovation demonstration bases for small and micro enterprises, and improve & ldquo; SME assistance & rdquo; App and other policy service digital platforms provide enterprises with authoritative policy interpretation and personalized policy matching services to get through the policy Landing & ldquo; Last kilometer & rdquo;. We will carry out comprehensive supervision and inspection to reduce the burden of enterprises and promote the development of small and medium-sized enterprises, consolidate responsibilities, clear up bottlenecks, and promote the implementation and effectiveness of policies. (the Ministry of industry and information technology, together with various departments and localities, shall be responsible according to the division of responsibilities.) all localities and relevant departments shall effectively integrate their thinking and actions into the decisions and arrangements of the Party Central Committee and the State Council, give full play to the role of the working mechanism at all levels to promote the development of small and medium-sized enterprises, further refine the relief measures in light of the actual situation, and promote the implementation of the relief policies for enterprises to achieve results; Strengthen operation monitoring, analysis and judgment, pay close attention to the operation situation of small, medium and micro enterprises, and promote entrepreneurs to participate in the formulation of enterprise related policies; We will establish a working mechanism of horizontal coordination and vertical linkage, strengthen organizational leadership and overall coordination, and form a joint force to help enterprises relieve difficulties. Relevant work progress shall be submitted to the office of the leading group for promoting the development of small and medium-sized enterprises under the State Council in a timely manner.